There are usually two sides to a car accident. One is where you get into it with another driver or the kind where you are the only driver and maybe lost control and hit a building or even a tree. In both cases, you can get a settlement from insurance companies. In the first scenario, if the other driver was the offender, his insurance company gets to handle the claim. For the second scenario, it is your insurance company that gets to compensate you.
As much as insurance companies are tasked with that job, they are not your friends, and they are out for profits. It is why you should work with a Car Accident Lawyer in Salt Lake City. The following are some of the things that can make you get the lowest offer available.
- Letting an insurance adjuster know too much
The moment you file a claim with an insurance company, they assign an employee to extract as much information as they can get from you. They might come out as warm, courteous, and empathetic, but the main goal here is to get something they will use against you to give you a low settlement.
If you get such a call, consider consulting your car accident lawyer. He will be able to tell you what to say and what not to say. Thanks to their experience, they know the kind of information that can interfere with you getting a fair settlement.
- Not negotiating
If you have not have encountered a car accident claim settlement process, then you need to know that the first offer an insurance company will give is always low. That is why you need to negotiate. Do not be too quick to accept an offer, despite how badly you want your car back on the road.
You can bring in a car accident attorney to help you with the negotiation to get a fair settlement.
- Not getting medical attention immediately
If your insurance policy covers medical bills, loss of wages, and inconvenience caused by injuries, then you might want to get medical attention as fast as you can. Remember that the insurance company is looking to maintain their low offer. Medical attention delays are yet another thing they can use against you.
They might claim the injuries may have occurred before or after the accident. A doctor’s report, medical costs, and other treatment records are supposed to be proof of injuries or damages caused by accidents. The earlier you have them, the stronger your case and argument will be.
Documenting the scene is also crucial if you want to get fair compensation. That is why you are advised to call the police immediately after the accident happens. Take as many pictures of the scene as you can, and also talk to some witnesses if they are available: their verbal statements could come in handy. With the information above, you are now aware of what it takes to get a fair settlement.