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SIMPLE MISTAKES THAT MAY DERAIL YOUR CAR INSURANCE CLAIM

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Car accidents are devastating as they cause physical and emotional pain. Apart from these issues, the insurance claim process can be lengthy and stressful. 

If you are sure you are not the at-fault party, you might consider getting compensation with the help of an NYC car accident lawyer. However, it is not as easy as it seems.

In this article, we are going to look at various mistakes that may derail your chances of getting compensation for the injuries and damages suffered after a car accident.

  • Failing to call the relevant authorities

Sometimes, people are too shaken up to remember calling the police after an accident. Others are convinced that the at-fault party will take full responsibility for the accident and let their insurance company know that the accident was as a result of their negligence.

However, a few days down the line, they receive information from the at-fault’s insurer that contradicts the at-fault party’s former statements. Therefore, it is wise to call the police and your insurer to inform them of the accident. Take pictures where necessary, and explain the details of the accident exactly as they happened.

  • Not seeking immediate medical attention.

Seeking medical attention immediately after an accident is imperative. Get proper examinations done to get a better understanding of the severity of your injuries.

What’s more, the examination results showing how the injuries sustained have led to a decline in your quality of life can help strengthen your claim for settlement.

  • Refusing to hire an attorney

Making claims is a complex process that requires parties with extensive knowledge of the law. It is the sole reason why you need to hire competent and reputable lawyers like Greenstein & Milbauer. They can easily spot potential challenges in the claim process as well as anticipate defenses in advance. Also, they know how to handle stubborn insurance company adjusters to get you the compensation you deserve. 

  • Giving out too much information

After the accident, you will receive a call from the at-fault party’s insurance adjuster. They will be looking to get a statement from you on the events leading up to the accident. Information on the severity of your injuries will also be asked.

Despite how much you feel comfortable to confide in them, do not. Remember, they are not your friends and work with the at-fault party. Their job is to get information they can use against you to lower the amount of compensation payable.

So, try to give as little information as possible. Also, have consultations with your lawyer in regards to the same.

  • Social media posting

Technological advancements have made it easier for people to access the internet and participate in numerous social media activities.

However, as a person from an accident, posting pictures on social media platforms is likely to do more harm than good.

For example, if you post pictures of you dancing and doing household chores, there is a high likelihood of jeopardizing your case. These are activities that an injured person does not do. The at-fault party might argue that the severity of your injuries are mild and pursue a reduction in compensation.