You were injured at the workplace. With workers’ compensation, you can get an amount that will cover your medical bills, loss of wages, permanent disability (if any), and other losses. If you don’t know how things work, you may consider hiring a Richmond workers’ compensation attorney, who will fight on your behalf to ensure that you get the compensation that you deserve. Here’s what you need to know about workers’ compensation in Richmond.
- Reporting your accident and injuries is a must. If you didn’t report the accident or your injuries on the day it happened, you can still get benefits of workers’ compensation coverage. However, you have to report the incident to your employer within a period of 30 days.
- It doesn’t matter if the injury was because of your fault. For the unversed, workers’ compensation is a no-fault insurance. This means that if you had a part role in the accident, you are still entitled for the benefits under workers’ compensation. However, keep in mind that paying for such coverage for their employees also gives a sort of immunity to the employer. In simple words, you cannot sue your employer for this.
- Filing a claim form is a must. You have to file a claim form with Virginia Workers Compensation Commission to get stay protected. Also, note that you have to follow the due process, which is also one of the reasons why you need a lawyer by your side.
- To get workers’ compensation benefits, your injury must be related to your work. That’s correct – Just because you suffered a heart attack at the workplace doesn’t mean you are entitled to benefits under workers’ compensation. In fact, you have to establish that your injuries are a result of an accident that is related to the work you do.
- The insurance company is not your best friend. This is again something that you need to understand. It doesn’t matter how good or horrible your employer is, the insurance company will pay the compensation, and they would want to reduce their financial ability to the best possible extent. You need an attorney who will represent you, so that the settlement is nothing less than what you deserve.
Check online now to find more on workers’ compensation in Richmond, and select an attorney that you can trust. They can guide through the process and help with your rights.
